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*Effective Interest Rate (EIR) is based on a loan amount of Php100,000 and processing fee of Php 3,000 The principal amount plus interest is divided by the number of months in the duration of the loan term to arrive at the amount of the monthly loan payment.

Monthly Add-on Rate is the process of calculating how much interest will ultimately need to be paid on a loan.

Disbursed loan amount can be withdrawn via Send Money in the UNO mobile application.

Once accepted, the loan proceeds will be available for drawdown and an email with the loan contract and details will be sent to you.

If approved, you will be asked to either accept or decline the loan offer.

Once submitted, your application will be reviewed and processed.

Review your loan application and submit it for credit evaluation.

Perform the Selfie Check steps and provide your personal information.Professional Regulation Commission (PRC) ID.Provide a valid PH mobile number and email address and verify the mobile number via One Time Pin (OTP).Tap JOIN UNO on the login page and select LOAN ACCOUNT.If you are a new customer to UNO, you can apply for a Personal Loan by downloading the UNO Mobile App on App Store, Google Play Store, and following the steps below: